I shot this tweet out this morning after a conversation on the Simply Bitcoin IRL podcast I had last night. During the conversation Nico, the host of the show, asked me my thoughts on the prospects of a central bank digital currency being brought to market and how that would fare for bitcoin adoption. I've had this question posed to me many times in the past and I would tell people that people would be much more inclined to download a CBDC wallet than a bitcoin wallet, but my thoughts on this particular subject have shifted in recent months as I've thought through the UX that would come with using a CBDC wallet. The framing of the question typically revolves around the relative convenience of the two applications.

"The on-boarding of a CBDC wallet will be so seamless that people will automatically choose it over a bitcoin wallet. The daunting task of creating and managing private keys is too much to handle for your average person."